Written Goals 

 

Accomplished people are goal oriented. They know how to set goals and work toward clearly defined results. In order to be effective, goals need to be concise, specific and in written form. If you find yourself reticent to write down your personal goals.  Mark well, written goals are to success what wings are to an airplane, as they provide the lift to turn your dreams into reality.

                                                                                    
                                                                                      Roger L. Caron

                                                         
                                                              Money Games

Casinos use chips or tokens in lieu of cash ... because people spend more freely than they would using actual greenbacks. Gambling houses are not alone in the use of this ploy to encourage added spending. Recent financial studies indicate consumers tend to spend up to fifty percent more on fast food and other purchases when they pay with debit or credit cards. Why? because parting with hard earned cash has a stronger mental impact.

                                                                                 
                                                                                         Roger L. Caron

Simplicity

When you get down to basics, most things in life are pretty simple.  Live beneath your income, save and invest the difference over time, and prosperity will  follow. Its about understanding fundamentals and not allowing ourselves to become overly confused. While the input of a competent adviser can be of  considerable value,  recognize those with expertise are often vested in making things  sound complex. Professions across the board tend to utilize jargon incomprehensible to the lay person. Why? Because the more complicated things appear, the more likely we are to use their services ... simple as that! 

                                           Roger L Caron

                                                            Perspective

The next millionaire could be you or someone you love. What does it require? Small regular saving and prudent investment over time. Getting to retirement age with a million dollar nest egg requires commitment and perseverance. Oddly it's less about investment acumen than it is about being disciplined with available financial resources. While starting early can ease the challenge, advanced age shouldn't be viewed as a deterrent.

Financial advisers now routinely use age 90 for planning purposes due to increased life expectancy. Thus even for those nearing retirement, decades could remain for wealth building. Making the commitment to save a portion of all income received, regardless of source or size, is the portal to prosperity at any age.

                                                                        Roger L. Caron