Save and Grow Rich 

According to Thomas Stanley's book, The Millionaire Next Door: The Surprising Secrets of America's Wealthy, only 20% of millionaires inherited their money. Most millionaires didn't get their wealth overnight when a rich relative died … they worked for their money. The other 80% are first generation millionaires. More often than not regular folks who lived within their means, saved and invested long term, to achieve financial independence.
                                                                                              Roger L. Caron