The Bottom Line

In order for a business to succeed it needs to make a profit. At year end revenues either exceed expenses or they don't, and if not the doors close … end of story. The same thing holds true for our personal finances. When payday comes along the question remains the same ... is there any money left over after paying the bills, our profit, or are we broke?

The question is the same month in month out, year in year out. The key to creating profit within our money management business is not as so often stated “live within our means”, but rather “live beneath our means” … a distinction of immense import.

                                             Roger L Caron