Income

With the exception of those with substance abuse or mental issues who through choice or circumstance have opted out of the system, nearly everyone has access to an income source. It could be in the form of Cash Assistance, Unemployment Benefits, Disability Income, Social Security, etc. While the income provided by social programs can be minimal, it is none the less income. The point being where there is income there is opportunity. The source and size of the income is not what matters, but rather how the available income is managed.

Although we live in difficult economic times prior generations have struggled with far greater perils and yet found ways to prosper. Living on marginal means is not without challenge. The trick is to find a way to create surplus regardless of circumstance.

                                             Roger L. Caron