Responsibility

A large salary isn't required to become finnacially secure. Regardless of income levels, people who live beneath their means, save and invest prudently over time inevitably prosper. Here are five thrifty habits associated with financial success: 1. Drive a modest automobile 2. Buy and live in a modest house relative to your means 3. Don't carry more cash than necessary 4. Negotiate, to the best of your ability, the price paid on all purchases 5. Take full  responsibility for the circumstances of your life, be they positive or negative.  For success in money matters, as with most things in life,  is about the efficacy of our day to day choices and individual responsibility.

                                                                            Roger L. Caron